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Homeowners Insurance

Comprehensive Homeowners Insurance: Protecting Your Haven

Homeowners Insurance Provides Extensive Protection

Homeowners insurance can help protect you from the unexpected. If your home is damaged, your belongings are stolen or someone gets injured on your property, it can help cover repairs or replacement, temporary housing, legal fees and more.

Homeowners Insurance

Protection for your dreams and memories

At Caldwell Insurance Group, we deeply understand the significance of your home as a sanctuary of tranquility, self-expression, and comfort. We are committed to guiding you through the realm of homeowners insurance, fortifying the very cornerstone upon which your dreams and cherished memories are built. Explore our extensive range of options and start your coverage today.

Coverage that provides a soothing and comforting experience

Homeowners insurance coverage that delivers a soothing and calming experience—going beyond mere protection. At Caldwell Insurance Group, we understand that your home is more than just a physical structure; it is where you find solace, spend quality time with family, and relax. Our commitment is to provide you with more than just a policy; we offer peace of mind that aligns with the tranquility you seek within the embrace of your home.

With our comprehensive coverage, you can have complete confidence that your haven is safeguarded against unexpected challenges, allowing you to fully enjoy the comfort of knowing that your cherished space is protected. 

Homeowners insurance provides assistance in alleviating the financial burden of repairing or rebuilding your home and replacing your belongings after common disasters such as fires, lightning strikes, tornadoes, or break-ins. Additionally, it offers coverage for potential costs in the event of a lawsuit resulting from injuries, such as if your dog bites a guest or your tree causes damage to your neighbor's car.

Valuable Items Insurance

Types of Home Insurance Coverage

We understand that each home is unique, and as a result, the risks associated with it are also distinct. Our team of experts invests the necessary time to closely collaborate with you, thoroughly exploring the intricacies of your property, possessions, and situation. This enables us to develop insurance solutions that seamlessly align with your lifestyle.

  • Residential Homes

    Safeguard your most valuable investment from unforeseen circumstances that life may present. Undoubtedly, the primary focus of homeowners coverage is the ability to repair or replace your home. 

  • Second Home, Seasonal or Vacation Homes 

    Vacation home insurance coverage provides essential protection for your second home, just like your homeowners insurance policy does for your primary residence. However, it is important to note that vacation home insurance is purchased separately. 

  • Landlord or Rental Properties

    Safeguard your valuable property investment with insurance coverage specifically tailored for rental property owners. The landlord policy provides comprehensive protection for both liability and property. Additionally, you may have the option to include coverage for premises liability and medical payments.

  • Condo

    Condo insurance offers personal liability coverage that protects you in case someone is injured while visiting your condo. Additionally, it provides coverage for your personal belongings, including furniture and electronics. 

  • Umbrella Insurance

    Umbrella insurance offers an added layer of liability coverage to safeguard valuable assets like your home, car, and boat. Moreover, it assists in covering expenses related to legal defense, attorney fees, and other charges associated with lawsuits.

  • Valuable Items Insurance

    Jewelry and valuable items insurance can cover your favorite items from jewelry to collectibles, sporting equipment, electronics and more – including engagement rings and wedding rings – if they are stolen or damaged in a covered event. A typical homeowners insurance policy without a Personal Articles Floater (PAF) may not cover, or provide enough coverage for those valuable items. That’s where jewelry and valuable items coverage can help.

Bundle and save!

When you bundle insurance, you can save money no matter what type of home you live in. Home and auto insurance, renters and auto insurance, or condo and auto insurance.

Other Coverage

As a tenant, your landlord provides insurance coverage for the physical structure of your apartment, condo, or home. However, this does not safeguard your personal belongings inside the rental. If you are renting from a homeowner, their landlord insurance policy does not extend coverage to your belongings. This is why having renters insurance is crucial, as it enables you to repair or replace your belongings in the event of damage caused by a covered loss.